Alternative Data, Instant Decisions: The New Era of Subprime Lending In South Africa, millions of working adults remain “underbanked” or carry subprime credit scores, making access to affordable credit an uphill battle. Traditional banks and finance houses often rely on rigid credit‐scoring models, lengthy paperwork and in‑branch visits—all of which exclude those without a […]
Browsing: Education
Before changes to the Fair Work Act, almost all attempts by unions to address gender pay inequity failed.
Flutterwave, Africa’s payments technology company, recently unveiled the Flutterwave Accelerate Workshop, a two-day virtual coaching programme designed to equip young Africans with practical skills for success in the tech industry. The workshop targets university students, recent graduates, and early-career professionals, providing direct access to industry expertise in four high-demand career paths: Data privacy and Cybersecurity, […]
If you’re interested in forex but don’t have time to stare at charts all day, swing trading could be exactly what you need. It’s a style of trading designed to capture price movement over several days — or even weeks — making it a perfect match for people with full-time jobs or those who prefer a […]
Frank Bongiorno reviews a collection of essays by Australia’s thought leaders considering how we might create a better future.
WASHINGTON — Beginning early next month, the roughly 5.3 million people who are currently in default on their federal student loans are going to be hearing from the Education Department. “The government can and will collect defaulted federal student loan debt by withholding … tax refunds, federal pensions and even their wages,” White House press secretary Karoline Leavitt told reporters during an afternoon briefing on Tuesday. She was reiterating an announcement by the Education Department that May 5 will be the official end of a period of leniency for those with federal student loan debt that began during the COVID-19 pandemic. President Donald Trump paused both loan payments and interest accrual on those loans in March 2020 in response to the then-spreading pandemic, and former President Joe Biden extended that policy through October 2024. In the interim, the Biden administration also tried to flat-out forgive many of those loans, only to see its efforts blocked by the courts. On Monday, Education Secretary
Let’s be real, guys. Sending a quick “you’re hot” text is easy. Maybe you get a little thrill, maybe she smiles briefly. But does it really land? Does it make her feel truly seen or appreciated? Often, it feels generic, like you could send it to anyone. If you want to stand out and build…
Image Source: unsplash.com The generational divide has never been more apparent than when a conversation turns to finances, career paths, or life milestones. Millennials and Gen Z are increasingly pushing back against comparisons to previous generations’ experiences, particularly regarding economic realities. These younger generations face unique challenges that make the “when I was your age”…
As parents and caregivers, we want the best for our kids. We read the books, join the Facebook groups, and try to keep up with what’s “in” when it comes to raising emotionally intelligent, well‑rounded little humans. But in trying so hard, we sometimes adopt approaches that seem helpful on the surface, yet carry hidden…
For most kids, childhood should be a time of learning, growing, and being cared for. But if you were regularly expected to act like the adult, keeping siblings fed, managing a parent’s emotions, or smoothing over family chaos, you may have been a parentified child.